A licensed mortgage professional since 2003, Kim has specialized in the FHA insured Home Equity Conversion Mortgage H.E.C.M (more commonly known as a Reverse Mortgage) since 2008. Kim is licensed by the National Mortgage Licensing System in Oregon, Washington, California.

An approved Reverse Mortgage Continuing Education presenter for Real Estate Brokers in Oregon since 2011, Kim has educated 500+ professionals on the power of Reverse Mortgage and strategic use of home equity for retirees. Topics included Reverse Home Purchase loans, reverse refinance to free up cash flow, line of credit uses and line of credit growth and the qualifying requirements for reverse and conventional financing using retirement income and asset dissipation.
Kim is also an approved continuing education provider for insurance and financial advisors through the State of Oregon and the Washington State Office of Insurance Commissioners as well as the Certified Planner Board of Standards (CFP). The 2019 approved CFP Course is titled “Home Equity as a Retirement Income  Insurance Funding Alternative”.
A Portland native, Kim is ecstatically married to husband Craig and very proud of their four daughters for the caring and lovely women they have become.

Kim works in Oregon and Washington and does business as Nextview Reverse Mortgage, a division of Zyng, Inc.

Cliff is a top rated Reverse Mortgage Loan Officer. He has been in the Residential Real Estate field for 40 years. After serving in the Navy’s Submarine service, Cliff found work in the Residential Construction Field. Cliff was soon self employed as a Licensed Contractor. In 1993 Cliff became a licensed Realtor selling real estate. Cliff expanded his education and obtained his Real Estate Broker license in 2003. In 2001 Cliff broadened his understanding of the Real Estate market by specializing in mortgage lending as a Broker Associate Loan officer. Cliff concentrates his time helping out seniors in the Reverse Mortgage Division at MLS Reverse Mortgage.

Debra Compton, reverse mortgage specialist is an originating Branch Manager at our Couer d’Alene, ID branch office. She is a top reverse mortgage originator year over year.

Mike started working in the Real Estate industry in 1979. Formally a chemist for Sunkist Growers, Mike became a Broker in the 1980’s and started in the lending business in 1992. Mike’s successful and ethical business practices have produced many happy and repeat clients. Mike recently became a CMC or Certified Mortgage Consultant, a designation held by only the most elite of mortgage originators. Mike is licensed to originate in California and Oregon.

I have been a licensed mortgage broker since graduating from San Francisco State University in 2002. My experienced processing staff and I work together to make up “Team Borba.” Our primary goal is to help our clients smoothly navigate through the complex mortgage process, whether it be buying a new home, refinancing a current home or investment property or obtaining a reverse mortgage to help clients enjoy their retirement years without the worry of monthly cash flow.

Team Borba works closely with our clients, Realtors and escrow and title companies to keep all parties informed from application through closing. This helps ensure a no surprise, on time closing.

Product knowledge is the key to a successful home financing experience. We strive for all of our clients to understand all available options to them.